Need an appraisal in Camarillo or Ventura County?
The top reasons CA homeowners need Appraisal Quest Co. (805) 469-3088:
Own a house in or near Camarillo, CA and need help deciding the value of it?
We at Appraisal Quest Co. (805) 469-3088 understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.
PMI Removal Appraisals
An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping folks just like you delete undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a region that is going down or is not appreciating as much as other houses close to yours. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Appraisal Quest Co. (805) 469-3088 is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Appraisal Quest Co. (805) 469-3088 can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Appraisal Quest Co. (805) 469-3088 offers field reviews where we go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Quest Co. (805) 469-3088 can help you with that. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.