Real estate appraisal services for homeowners in the city of Camarillo and Ventura County
Here are the top seven reasons CA homeowners call on Appraisal Quest Co. (805) 469-3088:
Own a home in or near Camarillo, CA and need help determining the price of it?
We at Appraisal Quest Co. (805) 469-3088 understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Quest Co. (805) 469-3088, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Appraisal Quest Co. (805) 469-3088, we're seasoned in helping folks just like you get rid of unnecessary PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other homes close by. That means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Appraisal Quest Co. (805) 469-3088 is your number one weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Appraisal Quest Co. (805) 469-3088 can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Appraisal Quest Co. (805) 469-3088 can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Quest Co. (805) 469-3088 can We can assist you. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.