Need an appraisal in Camarillo or Ventura County?
Here are the top 7 reasons CA homeowners use Appraisal Quest Co. (805) 469-3088:
Do you own a house in or near Camarillo? Do you need help deciding the price of your real estate?
At Appraisal Quest Co. (805) 469-3088, we understand the particular needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Appraisal Quest Co. (805) 469-3088 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. At Appraisal Quest Co. (805) 469-3088, we're experienced in helping people just like you dismiss undesirable PMI insurance.
Challenging a property tax assessment
Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Appraisal Quest Co. (805) 469-3088 is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Quest Co. (805) 469-3088 can provide you with an expert appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Appraisal Quest Co. (805) 469-3088 offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Quest Co. (805) 469-3088 can help with that too. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.