Attention homeowners in Ventura and Ventura County: Get an Appraisal today!

The top 7 reasons why CA homeowners need Appraisal Quest Co. (805) 469-3088:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To lower your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a CA divorce, where property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Ventura County or the state of CA

Need help deciding the price of your house in or near Ventura, CA?
Contact Appraisal Quest Co. (805) 469-3088.

At Appraisal Quest Co. (805) 469-3088, we understand the individual needs of a customer after appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Appraisal Quest Co. (805) 469-3088 is seasoned in helping homeowners just like you delete unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Appraisal Quest Co. (805) 469-3088 is your #1 weapon.

HELOC recently frozen?

If your home is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Appraisal Quest Co. (805) 469-3088 can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? An appraiser from Appraisal Quest Co. (805) 469-3088 can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Quest Co. (805) 469-3088 can help you with that. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.