Need an appraisal in Camarillo or Ventura County?
Check out the top 7 reasons CA homeowners call on Appraisal Quest Co. (805) 469-3088:
Do you own a house in or near Camarillo? Do you need help determining the price of your real estate?
We at Appraisal Quest Co. (805) 469-3088 understand the individual needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Appraisal Quest Co. (805) 469-3088 will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.
Appraisals to cancel PMI
An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Appraisal Quest Co. (805) 469-3088 is seasoned in helping customers just like you remove unwanted and unneeded PMI insurance.
Challenging a property tax assessment
If you live in a region that is going down or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Appraisal Quest Co. (805) 469-3088 is your perfect weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inopportune from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Quest Co. (805) 469-3088 can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Quest Co. (805) 469-3088 can help you with that. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.