Appraisal services for Camarillo and Ventura County homeowners
The top reasons CA homeowners call on Appraisal Quest Co. (805) 469-3088:
Need help deciding the value of your home in or near Camarillo, CA?
At Appraisal Quest Co. (805) 469-3088, we understand the particular needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Quest Co. (805) 469-3088, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to remove PMI?
A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're veterans in helping clients just like you do away with unneeded PMI insurance.
Challenging property tax assessments
Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisal Quest Co. (805) 469-3088 is your best weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Appraisal Quest Co. (805) 469-3088 can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? Appraisal Quest Co. (805) 469-3088 offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.