Attention homeowners in Camarillo and Ventura County: Get an Appraisal today!
See the top reasons CA homeowners use Appraisal Quest Co. (805) 469-3088:
Own a house in or near Camarillo, CA and need help determining the price of it?
At Appraisal Quest Co. (805) 469-3088, we understand the unique needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Appraisal Quest Co. (805) 469-3088 is experts in helping consumers just like you rid themselves of unnecessary PMI insurance.
Challenge Ventura county's assessment of your property
Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Appraisal Quest Co. (805) 469-3088 is your chief weapon.
HELOC recently frozen?
Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Quest Co. (805) 469-3088 can provide you with efficient appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Quest Co. (805) 469-3088 can help you with that. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.